Dorado Beach, a Ritz Carlton Reservebenefits

Dorado Beach, a Ritz Carlton Reserve's benefits plans covered 517 active participants in 2025, providing long-term disability. Insurance premiums totaled $1,722,552. Insurance brokers and agents were paid $106,047 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 6.2% of premiums. That is $205 per covered person, above the median for employer plans that report broker pay. Broker pay rose 6.9% from $99,244 in 2024.