Plan Ledger DOL Form 5500 · updated monthly

Directions Credit Unionbenefits

Directions Credit Union Employee Benefits Plan · TOLEDO, OH · plan year 2025

Broker compensation reported · 2025
$41,837

Directions Credit Union's benefits plans covered 290 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · other. Insurance premiums totaled $105,703. Insurance brokers and agents were paid $41,837 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 39.6% of premiums. That is $144 per covered person, below the median for employer plans that report broker pay. Broker pay fell 64% from $116,022 in 2024.

Insurance contracts · 20258
SUPERIOR DENTAL CARE, INC · dental$106K · 209 covered
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY · lifepremiums n/a · 290 covered
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY · lifepremiums n/a · 48 covered
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY · stdpremiums n/a · 290 covered
HARBOR DBA LIGHTHOUSE EAPpremiums n/a · 290 covered
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA · visionpremiums n/a · 200 covered
THE LINCOLN NAITONAL LIFE INSURANCE COMPANY · ltdpremiums n/a · 290 covered
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY · lifepremiums n/a · 87 covered
Brokers & agents paid · 20254
HYLANT GROUP INC$30,143 · incl $1,753 fees
CENTRO BENEFITS RESEARCH LLC$7,350 · incl $7,350 fees
URG INC$743 · incl $743 fees
UKG INC$3,601 · incl $3,601 fees
Also brokered by Hylant5

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 344475249 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.