Plan Ledger DOL Form 5500 · updated monthly

Cumberland Mutual Fire Insurance Companybenefits

Cumberland Mutual Fire Insurance Co. Health and Welfare Benefit Plan · BRIDGETON, NJ · plan year 2025

Broker compensation reported · 2025
$79,157

Cumberland Mutual Fire Insurance Company's benefits plans covered 139 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits · other. Insurance premiums totaled $138,029. Insurance brokers and agents were paid $79,157 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 57.3% of premiums. That is $569 per covered person, in the top quarter of employer plans that report broker pay. Broker pay rose 3.2% from $76,683 in 2024.

Insurance contracts · 20255
DELTA DENTAL OF NEW JERSEY, INC. · dental$120K · 281 covered
VISION BENEFITS OF AMERICA · vision$18K · 124 covered
HORIZON HEALTHCARE SERVICES, INC. · health drugpremiums n/a · 132 covered
PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY · ltdpremiums n/a · 63 covered
LIFE INSURANCE COMPANY OF NORTH AMERICA · life std ltdpremiums n/a · 139 covered
Brokers & agents paid · 20254
THE NIA GROUP$11,073 · incl $1,826 fees
MARSH AND MCLENNAN COMPANIES, INC.$877
THE RONAN AGENCY, INC$64
Also brokered by The Nia Group5
Healogics, LLC FL$24,721
Year Up, Inc. MA$21,465

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 210434400 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.