Plan Ledger DOL Form 5500 · updated monthly

Cumberland Family Medical Centerbenefits

Cumberland Family Medical Center Employee Benefits Plan · BURKESVILLE, KY · plan year 2025

Broker compensation reported · 2025
$316,726

Cumberland Family Medical Center's benefits plans covered 1,211 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits · other. Insurance premiums totaled $1,341,993. Insurance brokers and agents were paid $316,726 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 23.6% of premiums. That is $262 per covered person, above the median for employer plans that report broker pay. Broker pay rose 28% from $247,983 in 2024.

Insurance contracts · 20256
DELTA DENTAL OF KENTUCKY · dental$459K · 1,614 covered
STANDARD INSURANCE COMPANY · std$385K · 781 covered
STANDARD INSURANCE COMPANY · ltd$298K · 723 covered
STANDARD INSURANCE COMPANY · life$200K · 1,211 covered
FIDELITY SECURITY LIFE INSURANCE COMPANY · visionpremiums n/a · 1,573 covered
Brokers & agents paid · 202515
ACCRETIVE WHOLESALE INSURANCE SERVI$52,453
PHIL GRUNDY INSURANCE, LLC$48,147
PHILLIP GRUNDY$170,606 · incl $37,577 fees
AARON VANPELT, INC.$17,474 · incl $5,830 fees
PHILLIP GRUNDY, JR.$9,796
LEONARD L. CAVENDAR$8,511 · incl $1,158 fees
LILIAN CAVENDAR$5,060 · incl $1,211 fees
PHILLIP KROSS GRUNDY$4,458 · incl $126 fees
BETTER SOURCE BENEFIT COMPANY, INC.$19
HOUCHENS INSURANCE GROUP, INC.$18
FLORIDA SHORES INSURANCE, LLC$9
RTR AL CORP$2
15 individual agents · names withheld$134

Individual agents paid under $1,000 on this filing are shown as a total. The amounts are as filed; only the personal names are withheld.

Also brokered by Accretive Wholesale Insurance Servi1

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 203131989 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.