Plan Ledger DOL Form 5500 · updated monthly

Cumberland Electric Membership Corporationbenefits

Cumberland Electric Membership Corporation Benefits and Welfare Plan · CLARKSVILLE, TN · plan year 2025

Broker compensation reported · 2025
$81,167

Cumberland Electric Membership Corporation's benefits plans covered 295 active participants in 2025, providing life · long-term disability · death benefits. Insurance brokers and agents were paid $81,167 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $275 per covered person, above the median for employer plans that report broker pay. Broker pay rose 17% from $69,298 in 2024.

Insurance contracts · 20252
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA · lifepremiums n/a · 45 covered
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY · life ltdpremiums n/a · 295 covered
Brokers & agents paid · 20253
THE BALDWIN GROUP WEST, LLC$15,633 · incl $15,633 fees
THE BALDWIN GROUP SOUTHEAST, LLC$65,521 · incl $226 fees
PEACHTREE PLANNING OF GEORGIA$13
Also brokered by The Baldwin Group West, LLC5
Videoamp, Inc. CA$264,067

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 620174870 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.