Plan Ledger DOL Form 5500 · updated monthly

Cti and Associates Incorporatedbenefits

Cti & Associates, Inc. Employee Benefit Plan · FARMINGTON HILLS, MI · plan year 2025

Broker compensation reported · 2025
$146,119

Cti and Associates Incorporated's benefits plans covered 177 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits · other. Insurance premiums totaled $1,982,095. Insurance brokers and agents were paid $146,119 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 7.4% of premiums. That is $826 per covered person, in the top 10% of employer plans that report broker pay. Broker pay rose 35% from $108,045 in 2024.

Insurance contracts · 20256
BLUE CROSS BLUE SHIELD OF MICHIGAN · health drug ppo$1.9M · 258 covered
BLUE CARE NETWORK OF MICHIGAN · health drug hmo$108K · 23 covered
AMERITAS LIFE INSURANCE CORP · dental visionpremiums n/a · 272 covered
UNUM LIFE INSURANCE COMPANY OF AMERICA · life std ltdpremiums n/a · 177 covered
UNUM INSURANCE COMPANYpremiums n/a · 74 covered
Brokers & agents paid · 20255
MARIANNE FARLEY$90,956
CENTRO BENEFITS RESEARCH, LLC$8,402 · incl $8,402 fees
HYLANT GROUP, INC.$46,330 · incl $10,027 fees
NFP INSURANCE SERVICES, INC.$126 · incl $126 fees
Individual agent · names withheld$305

Individual agents paid under $1,000 on this filing are shown as a total. The amounts are as filed; only the personal names are withheld.

Also brokered by Marianne Farley1

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 382100303 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.