Plan Ledger DOL Form 5500 · updated monthly

Cretex Companies, Inc.benefits

Cretex Health and Welfare Wrap Plan · ELK RIVER, MN · plan year 2025

Broker compensation reported · 2025
$55,568

Cretex Companies, Inc.'s benefits plans covered 2,208 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits · other. Insurance brokers and agents were paid $55,568 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $25 per covered person, in the bottom quarter of employer plans that report broker pay. Broker pay fell 20% from $69,579 in 2024.

Insurance contracts · 20256
EYEMED · visionpremiums n/a · 2,487 covered
LINCOLN NATIONAL LIFE INSURANCE COMPANY · lifepremiums n/a · 2,208 covered
LINCOLN NATIONAL LIFE INSURANCE COMPANY · ltdpremiums n/a · 2,208 covered
LINCOLN NATIONAL LIFE INSURANCE COMPANYpremiums n/a · 556 covered
LINCOLN NATIONAL LIFE INSURANCE COMPANYpremiums n/a · 733 covered
CURALINC, LLC DBA CURALINC HEALTHCAREpremiums n/a · 2,100 covered
Brokers & agents paid · 20252
MARSH & MCLENNAN AGENCY LLC$49,445 · incl $1,878 fees
MARSH & MCLENNAN AGENCY$6,123 · incl $6,123 fees
Also brokered by Marsh McLennan Agency5
Rme LTD. LLC CO$10,578,643

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 410207645 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.