Plan Ledger DOL Form 5500 · updated monthly

Credit Union Onebenefits

Credit Union One Health & Welfare Plan · FERNDALE, MI · plan year 2025

Broker compensation reported · 2025
$157,027

Credit Union One's benefits plans covered 321 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits · other. Insurance premiums totaled $3,357,206. Insurance brokers and agents were paid $157,027 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 4.7% of premiums. That is $489 per covered person, in the top quarter of employer plans that report broker pay. Broker pay rose 6.3% from $147,781 in 2024.

Insurance contracts · 202511
BLUE CROSS BLUE SHIELD OF MICHIGAN · health drug ppo$1.8M · 247 covered
BLUE CARE NETWORK OF MICHIGAN · health drug hmo$1.4M · 216 covered
DELTA DENTAL OF MICHIGAN · dental$213K · 513 covered
NATIONAL VISION ADMINISTRATORS, L.L.C · visionpremiums n/a · 449 covered
ULLIANCE, INCpremiums n/a · 330 covered
UNUM LIFE INSURANCE COMPANY OF AMERICA · life std ltdpremiums n/a · 634 covered
UNUM LIFE INSURANCE COMPANY OF AMERICApremiums n/a · 363 covered
UNUM INSURANCE COMPANYpremiums n/a · 97 covered
UNUM INSURANCE COMPANYpremiums n/a · 124 covered
UNUM INSURANCE COMPANYpremiums n/a · 60 covered
FIRST STOP HEALTH, LLCpremiums n/a · 321 covered
Brokers & agents paid · 20259
KIMBERLY PERKINS$57,667
GALLAGHER BENEFIT SERVICES$26,863 · incl $1,460 fees
CAMBRIDGE CONSULTING$14,093 · incl $476 fees
KATHLEEN BURNS$31,341
CENTRO BENEFITS RESEARCH LLC$7,037 · incl $7,037 fees
GALLAGHER BENEFITS SERVICES INC$2,336 · incl $2,336 fees
Also brokered by Kimberly Perkins5

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 380536242 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.