Plan Ledger DOL Form 5500 · updated monthly

Creation Gardens, Inc. dba What Chefs Wantbenefits

Creation Gardens, Inc. dba What Chefs Want Health and Welfare Plan · LOUISVILLE, KY · plan year 2025

Broker compensation reported · 2025
$218,086

Creation Gardens, Inc. dba What Chefs Want's benefits plans covered 1,257 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · other. Insurance brokers and agents were paid $218,086 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $173 per covered person, below the median for employer plans that report broker pay. Broker pay rose 48% from $147,290 in 2024.

Insurance contracts · 20252
GUARDIAN · dental life std ltdpremiums n/a · 1,257 covered
ANTHEM HEALTH PLANS OF KY, INC. · health vision ppopremiums n/a · 1,111 covered
Brokers & agents paid · 20252
MARSH & MCLENNAN AGENCY LLC$172,784 · incl $43,694 fees
MCGRIFF INSURANCE SERVICES LLC$45,302 · incl $26,218 fees
Also brokered by Marsh McLennan Agency5
Rme LTD. LLC CO$10,578,643

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 610212680 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.