Plan Ledger DOL Form 5500 · updated monthly

Concordia Collegebenefits

Concordia College Health & Welfare Benefits Plan · MOORHEAD, MN · plan year 2025

Broker compensation reported · 2025
$50,594

Concordia College's benefits plans covered 556 active participants in 2025, providing health · life · dental · vision · long-term disability · death benefits · other. Insurance premiums totaled $54,917. Insurance brokers and agents were paid $50,594 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 92.1% of premiums. That is $91 per covered person, below the median for employer plans that report broker pay. Broker pay fell 3.4% from $52,349 in 2024.

Insurance contracts · 20255
STANDARD INSURANCE COMPANY · life$37K · 556 covered
STANDARD INSURANCE COMPANY · ltd$18K · 366 covered
METROPOLITAN LIFE INSURANCE COMPANY · dentalpremiums n/a · 512 covered
VISION SERVICE PLAN · visionpremiums n/a · 271 covered
SYMETRA LIFE INSURANCE COMPANYpremiums n/a · 270 covered
Brokers & agents paid · 202511
BROWN & BROWN INSURANCE SRVCS INC$8,593 · incl $2,678 fees
STRATEGIC NON-MEDICAL SOLUTIONS INC$3,716
BROWN & BROWN INSURANCE SRVCS$3,215 · incl $3,215 fees
HAYS COMPANIES INC$16,582 · incl $1,428 fees
EIIA HIGHER EDUCATION BENEFIT TRUST$1,926 · incl $1,926 fees
THE ORIENTATION COMPANY INC$560 · incl $560 fees
WATCHTOWER TECHNOLOGIES INC$1,313 · incl $1,190 fees
Also brokered by Brown & Brown5
Mayo Clinic MN$2,113,920
Srm Concrete, LLC TN$1,393,063

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 410693977 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.