Common Groundbenefits
Common Ground Ancillary Benefits Plan · BINGHAM FARMS, MI · plan year 2025
Broker compensation reported · 2025
$99,227
Common Ground's benefits plan covered 371 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits · other. Insurance premiums totaled $1,282,634. Insurance brokers and agents were paid $99,227 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 7.7% of premiums. That is $267 per covered person, above the median for employer plans that report broker pay.
Insurance contracts · 20256
BLUE CARE NETWORK OF MICHIGAN · health drug hmo$1.1M · 152 covered
BLUE CROSS BLUE SHIELD OF MICHIGAN · health drug ppo$213K · 16 covered
AMERITAS LIFE INSURANCE CORPORATION · dentalpremiums n/a · 402 covered
EYEMED VISION CARE · visionpremiums n/a · 270 covered
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY · life std ltdpremiums n/a · 389 covered
METROPOLITAN GENERAL INSURANCE COMPANYpremiums n/a · 45 covered
Brokers & agents paid · 20255
KAPNICK & CO INC$39,031 · incl $6,749 fees
KATHERINE C. WOOD$28,876
CENTRO BENEFITS RESEARCH, LLC$10,760 · incl $10,760 fees
KAPNICK & COMPANY, INC.$13,100 · incl $1,900 fees
Also brokered by Kapnick & Co Inc5
Faac, Inc./Arotech MI$97,497
The Spiratex Company MI$32,257
Kmg Prestige, Inc. MI$6,466
Stewart Management Group, Inc. MI$2,279
Mmi Engineered Solutions Inc MI$124
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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 381997712 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.