Plan Ledger DOL Form 5500 · updated monthly

Cold Heading Cobenefits

Cold Heading Co Welfare Benefit Plan · WARREN, MI · plan year 2025

Broker compensation reported · 2025
$25,779

Cold Heading Co's benefits plans covered 1,781 active participants in 2025, providing health · life · dental · vision · death benefits · other. Insurance brokers and agents were paid $25,779 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $14 per covered person, in the bottom quarter of employer plans that report broker pay. Broker pay rose 58% from $16,350 in 2024.

Insurance contracts · 20253
UNITED OF OMAHA LIFE INSURANCE COMPANY · lifepremiums n/a · 1,781 covered
Brokers & agents paid · 20255
BROWN & BROWN OF DETROIT INC$6,134 · incl $6,134 fees
BROWN & BROWN OF DETROIT, INC.$1,329 · incl $1,329 fees
Also brokered by Brown & Brown5
Mayo Clinic MN$2,113,920
Srm Concrete, LLC TN$1,393,063

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 381418830 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.