Plan Ledger DOL Form 5500 · updated monthly

Coastal Cloudbenefits

Coastal Cloud Employee Health Plan · PALM COAST, FL · plan year 2025

Broker compensation reported · 2025
$453,170

Coastal Cloud's benefits plans covered 511 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability. Insurance brokers and agents were paid $453,170 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $887 per covered person, in the top 10% of employer plans that report broker pay. Broker pay fell 21% from $576,759 in 2024.

Insurance contracts · 20253
UNITEDHEALTHCARE INSURANCE COMPANY · life std ltdpremiums n/a · 511 covered
UNITEDHEALTHCARE INSURANCE COMPANY · health dental visionpremiums n/a · 1,144 covered
FIRST STOP HEALTH, LLCpremiums n/a · 538 covered
Brokers & agents paid · 20251
MFB FINANCIAL INC$453,170 · incl $307,688 fees
Also brokered by Mfb Financial Inc5
Flagler College FL$142,245

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 611706373 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.