Plan Ledger DOL Form 5500 · updated monthly

Cls Bank Internationalbenefits

Cls Bank International Welfare Benefit Plan · NEW YORK, NY · plan year 2025

Broker compensation reported · 2025
$317,841

Cls Bank International's benefits plans covered 303 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits · other. Insurance brokers and agents were paid $317,841 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $1,049 per covered person, in the top 10% of employer plans that report broker pay. Broker pay rose 12% from $283,348 in 2024.

Insurance contracts · 20257
FIRST UNUM LIFE INSURANCE COMPANY · life std ltdpremiums n/a · 301 covered
UNITEDHEALTHCARE INSURANCE COMPANY · health drug hmopremiums n/a · 982 covered
UNITEDHEALTHCARE INSURANCE COMPANY · dental visionpremiums n/a · 1,154 covered
FIRST UNUM LIFE INSURANCE COMPANY · lifepremiums n/a · 122 covered
Brokers & agents paid · 20255
DIGITAL BENEFIT ADVISORS$253,829
MERCER HEALTH AND BENEFITS, LLC$27,878 · incl $2,288 fees
DIGITAL INSURANCE, INC.$8,662 · incl $2,023 fees
MERCER HEALTH AND BENEFITS ADMIN$11,438 · incl $1,128 fees
CENTRO BENEFITS RESEARCH, LLC$16,034 · incl $16,034 fees
Also brokered by Digital Benefit Advisors5
Venesco, LLC VA$265,960

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 134140131 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.