Plan Ledger DOL Form 5500 · updated monthly

Clm Enterprises, Inc.benefits

Clm Enterprises Health & Welfare Plan · GRAND RAPIDS, MI · plan year 2025

Broker compensation reported · 2025
$52,230

Clm Enterprises, Inc.'s benefits plans covered 160 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits. Insurance premiums totaled $697,468. Insurance brokers and agents were paid $52,230 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 7.5% of premiums. That is $326 per covered person, above the median for employer plans that report broker pay. Broker pay rose 188% from $18,132 in 2024.

Insurance contracts · 20255
BLUE CARE NETWORK OF MICHIGAN · health drug$628K · 153 covered
DELTA DENTAL OF MICHIGAN · dental$62K · 162 covered
BLUE CROSS BLUE SHIELD OF MICHIGAN · health drug$7K · 3 covered
AMERICAN UNITED LIFE INSURANCE COMPANY · life std ltdpremiums n/a · 167 covered
Brokers & agents paid · 20256
LINNEA L. HOEKWATER$28,691
HUB INTERNATIONAL MIDWEST$16,990 · incl $699 fees
HUB INTERNATIONAL MIDWEST LIMITED$4,490 · incl $1,031 fees
TRICOAST ADVISORS, LLC$15
BENEFIT PROFILES, INC.$1,801 · incl $6 fees
Individual agent · names withheld$243

Individual agents paid under $1,000 on this filing are shown as a total. The amounts are as filed; only the personal names are withheld.

Also brokered by Linnea L. Hoekwater1

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 900663720 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.