Plan Ledger DOL Form 5500 · updated monthly

Client Financial Services of Michigan, LLCbenefits

Client Financial Services of Michigan LLC Welfare Benefit Plan · FENTON, MI · plan year 2025

Broker compensation reported · 2025
$36,822

Client Financial Services of Michigan, LLC's benefits plans covered 139 active participants in 2025, providing health · life · dental · vision · death benefits. Insurance premiums totaled $1,083,299. Insurance brokers and agents were paid $36,822 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 3.4% of premiums. That is $265 per covered person, above the median for employer plans that report broker pay. Broker pay rose 12% from $32,957 in 2024.

Insurance contracts · 20255
BLUE CARE NETWORK OF MICHIGAN · health drug hmo$839K · 114 covered
BLUE CROSS BLUE SHIELD OF MICHIGAN · health drug ppo$191K · 15 covered
DELTA DENTAL OF MICHIGAN · dental$53K · 157 covered
VISION SERVICE PLAN · visionpremiums n/a · 100 covered
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA · lifepremiums n/a · 141 covered
Brokers & agents paid · 20252
PAUL M. SNIDER$30,126
NFP SCHECHTER BENEFITS, LLC$6,696 · incl $1,163 fees
Also brokered by Paul M. Snider1

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 371517313 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.