Cleverland Holdings LLC, dba Embrace Pet Insurancebenefits

Cleverland Holdings LLC, dba Embrace Pet Insurance's benefits plans covered 305 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · other. Insurance premiums totaled $247,879. Insurance brokers and agents were paid $86,318 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 34.8% of premiums. That is $283 per covered person, above the median for employer plans that report broker pay. Brokers were paid 3.3x the $26,184 reported for 2024.