Citizens & Northern Bankbenefits

Citizens & Northern Bank's benefits plans covered 425 active participants in 2025, providing health · life · dental · vision · long-term disability · other. Insurance brokers and agents were paid $50,814 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $120 per covered person, below the median for employer plans that report broker pay. Broker pay fell 12% from $57,560 in 2024.