Plan Ledger DOL Form 5500 · updated monthly

Ciera Bankbenefits

Ciera Bank Health and Welfare Benefit Plan · GRAHAM, TX · plan year 2025

Broker compensation reported · 2025
$97,839

Ciera Bank's benefits plans covered 128 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits. Insurance brokers and agents were paid $97,839 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $764 per covered person, in the top 10% of employer plans that report broker pay. Broker pay rose 7.8% from $90,758 in 2024.

Insurance contracts · 20254
BLUECROSS BLUESHIELD OF TEXAS · health drug dental ppopremiums n/a · 154 covered
DEARBORN LIFE INSURANCE COMPANY · vision life std ltdpremiums n/a · 128 covered
AFLAC · stdpremiums n/a · 12 covered
NEW BENEFITSpremiums n/a · 94 covered
Brokers & agents paid · 20255
USI INSURANCE SERVICES LLC$73,317 · incl $2,896 fees
USI INSURANCE SERVICES SOUTHWEST$23,325 · incl $5,676 fees
CHARLES LAWSON & OTHER AGENTS$230
T HOWDESHELL$164
5 individual agents · names withheld$803

Individual agents paid under $1,000 on this filing are shown as a total. The amounts are as filed; only the personal names are withheld.

Also brokered by Usi5
Adapthealth, LLC PA$827,688

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 750297800 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.