Plan Ledger DOL Form 5500 · updated monthly

Cielo, Inc.benefits

Cielo, Inc. Welfare Benefit Plan · WAUWATOSA, WI · plan year 2025

Broker compensation reported · 2025
$92,422

Cielo, Inc.'s benefits plans covered 759 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits · other. Insurance premiums totaled $436,565. Insurance brokers and agents were paid $92,422 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 21.2% of premiums. That is $122 per covered person, below the median for employer plans that report broker pay. Broker pay fell 24% from $121,455 in 2024.

Insurance contracts · 20256
DELTA DENTAL OF WISCONSIN · dental$396K · 530 covered
DELTA DENTAL OF WISCONSIN · dental$40K · 104 covered
ARAG INSURANCE COMPANYpremiums n/a · 260 covered
RELAINCE STANDERD LIFE INSURANCE COMPANY · life ltdpremiums n/a · 828 covered
WYSSTA INSURANCE COMPANY INC · visionpremiums n/a · 131 covered
WYSSTA INSURANCE COMPANY INC · visionpremiums n/a · 379 covered
Brokers & agents paid · 20253
WILLIS TOWERS WATSON INS SVCS$17,641 · incl $17,641 fees
WILLIS TOWERS WATSON MIDWEST INC.$67,260 · incl $6,825 fees
Also brokered by Wtw5

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 760807472 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.