Churchill Downsbenefits

Churchill Downs's benefits plans covered 5,624 active participants in 2024, providing health · life · dental · vision · short-term disability · long-term disability · other. Insurance premiums totaled $1,657,781. Insurance brokers and agents were paid $881,972 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 53.2% of premiums. That is $157 per covered person, below the median for employer plans that report broker pay. Broker pay rose 13% from $781,310 in 2023.