Plan Ledger DOL Form 5500 · updated monthly

Christian Financial Credit Unionbenefits

Christian Financial Credit Union Health and Welfare Plan · STERLING HEIGHTS, MI · plan year 2025

Broker compensation reported · 2025
$118,170

Christian Financial Credit Union's benefits plans covered 188 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · other. Insurance premiums totaled $1,775,961. Insurance brokers and agents were paid $118,170 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 6.7% of premiums. That is $629 per covered person, in the top quarter of employer plans that report broker pay. Broker pay rose 32% from $89,810 in 2024.

Insurance contracts · 20258
BLUE CARE NETWORK OF MICHIGAN · health drug hmo$1.5M · 234 covered
BLUE CROSS BLUE SHIELD OF MICHIGAN · health drug ppo$135K · 15 covered
DELTA DENTAL OF MICHIGAN · dental$130K · 250 covered
UNITED OF OMAHA LIFE INSURANCE COMPANY · ltdpremiums n/a · 186 covered
UNITED OF OMAHA LIFE INSURANCE COMPANY · lifepremiums n/a · 186 covered
UNITED OF OMAHA LIFE INSURANCE COMPANY · stdpremiums n/a · 185 covered
UNITED OF OMAHA LIFE INSURANCE COMPANY · lifepremiums n/a · 72 covered
VISION SERVICE PLAN · visionpremiums n/a · 150 covered
Brokers & agents paid · 20254
MICHAEL DILORENZO$61,416
BENEFIT PROFILES INC$10,441 · incl $10,441 fees
MICHIGAN PLANNERS INC.$10,346 · incl $9,092 fees
MICHIGAN PLANNERS, INC.$35,967 · incl $1,439 fees
Also brokered by Michael Dilorenzo5
West Shore Bank MI$60,546

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 381418180 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.