Plan Ledger DOL Form 5500 · updated monthly

Charmant USA Incbenefits

Charmant USA Health and Welfare Plan · MORRIS PLAINS, NJ · plan year 2025

Broker compensation reported · 2025
$102,093

Charmant USA Inc's benefits plans covered 105 active participants in 2025, providing health · life · dental · long-term disability · vision. Insurance premiums totaled $73,210. Insurance brokers and agents were paid $102,093 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 139.5% of premiums. That is $972 per covered person, in the top 10% of employer plans that report broker pay. Broker pay fell 2.5% from $104,685 in 2024.

Insurance contracts · 20256
DELTA DENTAL OF NEW JERSEY, INC · dental$73K · 73 covered
CIGNA HEALTH AND LIFE INSURANCE COMPANY · healthpremiums n/a · 68 covered
LIFE INSURANCE COMPANY OF NORTH AMERICA · lifepremiums n/a · 105 covered
LIFE INSURANCE COMPANY OF NORTH AMERICApremiums n/a · 105 covered
LIFE INSURANCE COMPANY OF NORTH AMERICA · ltdpremiums n/a · 105 covered
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA · visionpremiums n/a · 32 covered
Brokers & agents paid · 20252
CORE EMPLOYER SERVICES$98,432
DONALD SAVOY INC$3,661

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 472537407 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.