Plan Ledger DOL Form 5500 · updated monthly

Charm Sciencesbenefits

Charm Sciences Consolidated Welfare Benefits Plan · LAWRENCE, MA · plan year 2025

Broker compensation reported · 2025
$105,786

Charm Sciences's benefits plans covered 325 active participants in 2025, providing health · life · dental · short-term disability · long-term disability · death benefits. Insurance brokers and agents were paid $105,786 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $325 per covered person, above the median for employer plans that report broker pay. Broker pay fell 11% from $119,150 in 2024.

Insurance contracts · 20252
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA · life std ltdpremiums n/a · 325 covered
HARVARD PILGRIM HEALTH CARE · health drug hmo ppopremiums n/a · 488 covered
Brokers & agents paid · 20251
GALLAGHER BENEFIT SERVICES, INC.$105,786 · incl $35,134 fees
Also brokered by Gallagher5
Prisma Health SC$2,123,789

Why are you looking at this plan?

More

Source: DOL Form 5500 Schedule A, plan year 2025, EIN 042635968 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.