Charm Sciencesbenefits
Charm Sciences Consolidated Welfare Benefits Plan · LAWRENCE, MA · plan year 2025
Broker compensation reported · 2025
$105,786
Charm Sciences's benefits plans covered 325 active participants in 2025, providing health · life · dental · short-term disability · long-term disability · death benefits. Insurance brokers and agents were paid $105,786 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $325 per covered person, above the median for employer plans that report broker pay. Broker pay fell 11% from $119,150 in 2024.
Insurance contracts · 20252
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA · life std ltdpremiums n/a · 325 covered
HARVARD PILGRIM HEALTH CARE · health drug hmo ppopremiums n/a · 488 covered
Brokers & agents paid · 20251
GALLAGHER BENEFIT SERVICES, INC.$105,786 · incl $35,134 fees
Also brokered by Gallagher5
Encompass Health Corporation AL$3,547,517
Florida Health Sciences Center, Inc. FL$3,300,730
Academic Medical Group FL$3,300,730
Prisma Health SC$2,123,789
Ahs Management Company, Inc. TN$2,061,754
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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 042635968 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.