Plan Ledger DOL Form 5500 · updated monthly

Central States Inc.benefits

Central States Section 125 Cafeteria Plan · TONTITOWN, AR · plan year 2025

Broker compensation reported · 2025
$345,989

Central States Inc.'s benefits plans covered 1,114 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability. Insurance premiums totaled $642,697. Insurance brokers and agents were paid $345,989 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 53.8% of premiums. That is $311 per covered person, above the median for employer plans that report broker pay. Broker pay fell 1.4% from $350,743 in 2024.

Insurance contracts · 20253
DELTA DENTAL PLAN OF ARKANSAS · dental$643K · 2,104 covered
RELIASTAR LIFE INSURANCE COMPANY · life std ltdpremiums n/a · 3,072 covered
METROPOLITAN LIFE INSURANCE COMPANY · visionpremiums n/a · 1,858 covered
Brokers & agents paid · 20253
STEPHENS INSURANCE, LLC$298,079 · incl $9,072 fees
AVANT SPECIALTY BENEFITS, LLC$28,155 · incl $28,155 fees
PLANSOURCE BENEFITS ADMINISTRATION$19,755 · incl $19,755 fees
Also brokered by Stephens Insurance, LLC5

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 384304274 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.