Plan Ledger DOL Form 5500 · updated monthly

Capital One Financial Corporationbenefits

Discover Financial Services Welfare Benefits Plan · MCLEAN, VA · plan year 2025

Broker compensation reported · 2025
$383,729

Capital One Financial Corporation's benefits plans covered 18,331 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits · other. Insurance premiums totaled $3,477,878. Insurance brokers and agents were paid $383,729 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 11.0% of premiums. That is $21 per covered person, in the bottom quarter of employer plans that report broker pay. Broker pay fell 45% from $696,601 in 2024.

Insurance contracts · 202515
VISION SERVICE PLAN · vision$3.5M · 13,103 covered
METLIFE LEGAL PLANSpremiums n/a · 3,322 covered
SELECTHEALTH · health hmopremiums n/a · 2,479 covered
METROPOLITAN LIFE INSURANCE COMPANYpremiums n/a · 5 covered
METROPOLITAN LIFE INSURANCE COMPANY · dentalpremiums n/a · 33,566 covered
HAWAII MEDICAL SERVICE ASSOCIATION · healthpremiums n/a · 6 covered
LIFE INSURANCE COMPANY OF NORTH AMERICApremiums n/a · 19,561 covered
LIFE INSURANCE COMPANY OF NORTH AMERICApremiums n/a · 5,066 covered
LIFE INSURANCE COMPANY OF NORTH AMERICApremiums n/a · 19,086 covered
METROPOLITAN LIFE INSURANCE COMPANY · healthpremiums n/a · 12,486 covered
METROPOLITAN LIFE INSURANCE COMPANY · healthpremiums n/a · 6,582 covered
UNITED BEHAVIORAL HEALTH DBA OPTUMpremiums n/a · 18,805 covered
METROPOLITAN LIFE INSURANCE COMPANY · healthpremiums n/a · 22 covered
HARTFORD LIFE AND ACCIDENT · life ltdpremiums n/a · 19,326 covered
METROPOLITAN LIFE INSURANCE COMPANY · healthpremiums n/a · 10,895 covered
Brokers & agents paid · 20253
MERCER HUMAN RESOURCE$172,709 · incl $172,709 fees
MERCER HEALTH & BENEFITS ADMIN. LLC$139,687 · incl $36,199 fees
Also brokered by Mercer5
Caterpillar Inc. TX$2,036,432
V2X Inc. CO$1,841,238
Iqvia Inc. NC$1,823,161

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 541719854 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.