Plan Ledger DOL Form 5500 · updated monthly

Cambridge Savings Bankbenefits

Cambridge Savings Bank Health & Welfare Benefits Plan · WALTHAM, MA · plan year 2025

Broker compensation reported · 2025
$180,333

Cambridge Savings Bank's benefits plans covered 481 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits · other. Insurance brokers and agents were paid $180,333 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $375 per covered person, above the median for employer plans that report broker pay. Broker pay rose 26% from $143,132 in 2024.

Insurance contracts · 20259
DENTAL SERVICE OF MASSACHUSETTS, INC. DBA DELTA DENTAL · dentalpremiums n/a · 899 covered
VISION SERVICE PLAN · visionpremiums n/a · 305 covered
UNUM LIFE INSURANCE COMPANY OF AMERICA · std ltdpremiums n/a · 448 covered
HARTFORD LIFE AND ACCIDENT · lifepremiums n/a · 475 covered
KGApremiums n/a · 482 covered
MASS GENERAL BRIGHAM HEALTH PLAN · health hmo ppopremiums n/a · 274 covered
UNUM INSURANCE COMPANYpremiums n/a · 23 covered
UNUM INSURANCE COMPANYpremiums n/a · 54 covered
UNUM INSURANCE COMPANYpremiums n/a · 63 covered
Brokers & agents paid · 20258
MASSACHUSETTS FINANCIAL SERVICES IN$19,676 · incl $753 fees
DIGITAL INSURANCE, INC.$17,671 · incl $2,430 fees
NEESENROLL$17,314 · incl $9,138 fees
CHRISTOPHER M. ALLEN$7,515 · incl $1,371 fees
MASS FINANCIAL SERVICES INS. AGENCY$4,631
BRYAN LAMBERT, JR.$2,633
CALIBER BENEFITS GROUP LLC$25,153 · incl $818 fees
Also brokered by Digital Insurance5
Tomtreyco Inc. OH$163,139
Macrofab, Inc. TX$91,973

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 041145100 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.