Plan Ledger DOL Form 5500 · updated monthly

Cafaro Management Companybenefits

Cafaro Management Company Health and Welfare Plan · NILES, OH · plan year 2025

Broker compensation reported · 2025
$75,445

Cafaro Management Company's benefits plans covered 295 active participants in 2025, providing health · life · dental · vision · long-term disability. Insurance premiums totaled $263,814. Insurance brokers and agents were paid $75,445 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 28.6% of premiums. That is $256 per covered person, above the median for employer plans that report broker pay. Broker pay rose 2.9% from $73,318 in 2024.

Insurance contracts · 20252
GUARDIAN LIFE INSURANCE COMPANY OF AMERICA · dental vision life ltd$264K · 226 covered
MEDICAL MUTUAL OF OHIO · health drug stop-losspremiums n/a · 295 covered
Brokers & agents paid · 20252
ALERA GROUP$39,514 · incl $11,553 fees
CORPORATE PLANS$35,931 · incl $6,490 fees
Also brokered by Alera Group5
The Road Home UT$152,574

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 341805771 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.