Plan Ledger DOL Form 5500 · updated monthly

Brakefire Inc, dba Silco Fire & Securitybenefits

Brakefire, Inc. dba Silco Fire & Security Employee Benefit Plan · CINCINNATI, OH · plan year 2025

Broker compensation reported · 2025
$49,650

Brakefire Inc, dba Silco Fire & Security's benefits plans covered 501 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits · other. Insurance premiums totaled $275,338. Insurance brokers and agents were paid $49,650 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 18.0% of premiums. That is $99 per covered person, below the median for employer plans that report broker pay. Broker pay fell 10% from $55,377 in 2024.

Insurance contracts · 20256
STANDARD INSURANCE COMPANY · std$158K · 499 covered
STANDARD INSURANCE COMPANY · ltd$79K · 208 covered
STANDARD INSURANCE COMPANY · vision$25K · 262 covered
STANDARD INSURANCE COMPANY · life$13K · 501 covered
CONTINENTAL AMERICAN INSURANCE COMPANYpremiums n/a · 153 covered
COMMUNITY INSURANCE COMPANY · dentalpremiums n/a · 663 covered
Brokers & agents paid · 20253
SUSAN SVARDA ENTERPRISES LLC$1,602
MARSH & MCLENNAN AGENCY LLC$47,370 · incl $1,133 fees
2 individual agents · names withheld$678

Individual agents paid under $1,000 on this filing are shown as a total. The amounts are as filed; only the personal names are withheld.

Also brokered by Susan Svarda Enterprises LLC1

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 310620191 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.