Plan Ledger DOL Form 5500 · updated monthly

Bette & Cringbenefits

Bette & Cring Welfare Benefit Plan · LATHAM, NY · plan year 2025

Broker compensation reported · 2025
$120,755

Bette & Cring's benefits plans covered 232 active participants in 2025, providing health · dental · vision · long-term disability. Insurance brokers and agents were paid $120,755 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $520 per covered person, in the top quarter of employer plans that report broker pay. Broker pay rose 63% from $74,035 in 2024.

Insurance contracts · 20252
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA · dental vision ltdpremiums n/a · 232 covered
HIGHMARK WESTERN AND NORTHEASTERN NEW YORK INC · health drugpremiums n/a · 254 covered
Brokers & agents paid · 20252
BROWN & BROWN OF NEW YORK INC$15,835 · incl $5,181 fees
Also brokered by Brown & Brown5
Mayo Clinic MN$2,113,920
Srm Concrete, LLC TN$1,393,063

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 161562780 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.