Plan Ledger DOL Form 5500 · updated monthly

Baptist Health Carebenefits

Baptist Health Care Welfare Benefits Plan · PENSACOLA, FL · plan year 2025

Broker compensation reported · 2025
$520,562

Baptist Health Care's benefits plans covered 3,763 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits · other. Insurance premiums totaled $519,451. Insurance brokers and agents were paid $520,562 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 100.2% of premiums. That is $138 per covered person, below the median for employer plans that report broker pay. Broker pay fell 15% from $614,812 in 2024.

Insurance contracts · 202520
LIBERTY INSURANCE UNDERWRITERS INC · stop-loss$519K · 2,880 covered
FIDELITY SECURITY LIFE INSURANCE COMPANY · visionpremiums n/a · 5,125 covered
GERBER LIFE INSURANCE COMPANY · stop-losspremiums n/a
RELIASTAR LIFE INSURANCE COMPANYpremiums n/a · 1,502 covered
RELIASTAR LIFE INSUANCE COMPANYpremiums n/a · 917 covered
RELIASTAR LIFE INSURANCE COMPANYpremiums n/a · 785 covered
PRUDENTIAL · std ltdpremiums n/a
EMPLOYEE SERVICES LLCpremiums n/a · 4,585 covered
FLORIDA COMBINED LIFE · dentalpremiums n/a · 2,984 covered
MEDICAL AIR SERVICES ASSOC OF FLORIDA INCpremiums n/a · 247 covered
METROPOLITAN GENERAL INSURANCE COMPANYpremiums n/a · 177 covered
USABLE LIFEpremiums n/a · 3,762 covered
USABLE LIFE · ltdpremiums n/a · 3,574 covered
USABLE LIFE · stdpremiums n/a · 123 covered
USABLE LIFEpremiums n/a · 2,732 covered
USABLE LIFEpremiums n/a · 2,689 covered
AMFIRST/UVP · visionpremiums n/a · 611 covered
USABLE LIFE · stdpremiums n/a · 1,141 covered
Brokers & agents paid · 20256
COMBINED INSURANCE SERVICES$151,837
BLUE CROSS BLUE SHIELD OF FLORIDA$53,938 · incl $8,990 fees
BLUE CROSS BLUE SHEILD OF FORIDA$6,064 · incl $1,011 fees
TORGERSEN CAUSEY$304,981
COMBINED INSURANCE SERVICES OF NF$2,481
MORGAN WHITE LIMITED$1,261
Also brokered by Combined Insurance Services3
Beast Code, LLC FL$40,571

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 590657322 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.