Plan Ledger DOL Form 5500 · updated monthly

Atmosphere Group, Inc.benefits

Atmosphere Group, Inc. Welfare Benefit Plan · WIXOM, MI · plan year 2025

Broker compensation reported · 2025
$68,484

Atmosphere Group, Inc.'s benefits plans covered 117 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · other. Insurance premiums totaled $247,567. Insurance brokers and agents were paid $68,484 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 27.7% of premiums. That is $585 per covered person, in the top quarter of employer plans that report broker pay. Broker pay rose 22% from $56,336 in 2024.

Insurance contracts · 20253
BLUE CROSS BLUE SHIELD OF MICHIGAN · health drug ppo$159K · 14 covered
BLUE CARE NETWORK OF MICHIGAN · health drug hmo$89K · 176 covered
METROPOLITAN LIFE INSURANCE COMPANY · health dental vision std ltdpremiums n/a · 235 covered
Brokers & agents paid · 20256
KAPNICK & CO INC.$14,144 · incl $44 fees
ADAM P LESPERANCE$13,443
CAPITAL ASSET INS SVCS$8,260
CENTRO BENEFITS RESEARCH LLC$7,889 · incl $2,166 fees
DAVID F. HUNTZICKER$24,363
KAPNICK INSURANCE GROUP$385 · incl $385 fees
Also brokered by Kapnick & Co Inc.5

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 382209712 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.