Plan Ledger DOL Form 5500 · updated monthly

Ardent Credit Unionbenefits

Ardent Credit Union Health and Welfare Plan · PHILADELPHIA, PA · plan year 2025

Broker compensation reported · 2025
$51,401

Ardent Credit Union's benefits plans covered 109 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits · other. Insurance premiums totaled $1,000,118. Insurance brokers and agents were paid $51,401 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 5.1% of premiums. That is $472 per covered person, in the top quarter of employer plans that report broker pay. Brokers were paid 5.9x the $8,749 reported for 2024.

Insurance contracts · 20258
INDEPENDENCE BLUE CROSS · health drug ppo$643K · 88 covered
KEYSTONE · health drug$274K · 52 covered
INDEPENDENCE BLUE CROSS · drug$83K · 52 covered
METROPOLITAN LIFE INSURANCE COMPANY · dentalpremiums n/a · 213 covered
VISION SERVICE PLAN · visionpremiums n/a · 86 covered
SYMETRA LIFE INSURANCE COMPANYpremiums n/a · 7 covered
AMERICAN HERITAGE LIFE INSURANCE COMPANY · lifepremiums n/a · 4 covered
PRUDENTIAL LIFE INSURANCE COMPANY · life std ltdpremiums n/a · 109 covered
Brokers & agents paid · 20254
GALLAGHER BENEFIT SERVICES, INC.$36,909 · incl $1,079 fees
KELLY & ASSOCS INSURANCE GRP, INC.$35
IMG$25 · incl $25 fees
Also brokered by Gallagher5
Prisma Health SC$2,123,789

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 232088266 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.