Arcarebenefits

Arcare's benefits plans covered 1,556 active participants in 2025, providing long-term disability. Insurance premiums totaled $1,177,422. Insurance brokers and agents were paid $138,185 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 11.7% of premiums. That is $89 per covered person, below the median for employer plans that report broker pay. Broker pay fell 12% from $156,287 in 2024.