Plan Ledger DOL Form 5500 · updated monthly

Apderm Management, LLCbenefits

Apderm Management, LLC Health and Welfare Plan · ACTON, MA · plan year 2025

Broker compensation reported · 2025
$104,398

Apderm Management, LLC's benefits plans covered 246 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits · other. Insurance premiums totaled $991,540. Insurance brokers and agents were paid $104,398 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 10.5% of premiums. That is $424 per covered person, above the median for employer plans that report broker pay. Broker pay rose 103% from $51,471 in 2024.

Insurance contracts · 20253
BLUE CROSS BLUE SHIELD OF MASSACHUSETS · health drug$992K · 106 covered
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA · dental vision life std ltdpremiums n/a · 577 covered
Brokers & agents paid · 20255
HAUSER, INC.$61,586 · incl $7,918 fees
GALLAGHER BENEFIT SERVICES, INC.$30,585 · incl $2,933 fees
LIFETIME FINAANCIAL GROWTH COMPANY$160
Also brokered by Hauser, Inc.5
Allredi LLC TX$107,577
Aretum, LLC MD$102,186

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 822649012 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.