Plan Ledger DOL Form 5500 · updated monthly

American Solutions for Businessbenefits

American Solutions for Business Welfare Plan · GLENWOOD, MN · plan year 2025

Broker compensation reported · 2025
$114,867

American Solutions for Business's benefits plans covered 605 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits · other. Insurance premiums totaled $368,278. Insurance brokers and agents were paid $114,867 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 31.2% of premiums. That is $190 per covered person, above the median for employer plans that report broker pay. Broker pay fell 6.6% from $122,968 in 2024.

Insurance contracts · 20253
DELTA DENTAL OF MINNESOTA · dental$368K · 663 covered
FIDELITY SECURITY LIFE INSURANCE COMPANY · visionpremiums n/a · 549 covered
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA · life std ltdpremiums n/a · 551 covered
Brokers & agents paid · 20253
BGRAND BENEFITS, LLC$71,214
DIRECT BENEFITS, LLC$1,635
Also brokered by Bgrand Benefits, LLC1

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 411393684 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.