Plan Ledger DOL Form 5500 · updated monthly

American Riviera Bankbenefits

American Riviera Bank Health & Welfare Plan · SANTA BARBARA, CA · plan year 2025

Broker compensation reported · 2025
$113,554

American Riviera Bank's benefits plans covered 142 active participants in 2025, providing health · life · dental · vision · long-term disability · other. Insurance brokers and agents were paid $113,554 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $800 per covered person, in the top 10% of employer plans that report broker pay. Broker pay rose 15% from $98,886 in 2024.

Insurance contracts · 20254
PRINCIPAL LIFE INSURANCE COMPANY · dental vision life ltdpremiums n/a · 283 covered
CALIFORNIA PHYSICIANS' SERVICE · health drug hmo ppopremiums n/a · 241 covered
AFLACpremiums n/a · 12 covered
HAWAII MEDICAL SERVICE ASSOCIATION · health drugpremiums n/a · 2 covered
Brokers & agents paid · 20252
ALLIANT INSURANCE SERVICES, INC.$112,317 · incl $97,269 fees
AFLAC - SEE ATTACHMENT$1,237
Also brokered by Alliant5
Hims, Inc. CA$1,599,375
Fpi Management CA$1,475,757

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 205071344 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.