Plan Ledger DOL Form 5500 · updated monthly

American River Healthcarebenefits

American River Healthcare Welfare Plan · SACRAMENTO, CA · plan year 2025

Broker compensation reported · 2025
$240,944

American River Healthcare's benefits plans covered 239 active participants in 2025, providing health · life · dental · vision · short-term disability · other. Insurance brokers and agents were paid $240,944 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $1,008 per covered person, in the top 10% of employer plans that report broker pay. Broker pay rose 59% from $151,709 in 2024.

Insurance contracts · 202511
ANTHEM BLUE CROSS · healthpremiums n/a · 13 covered
KAISER PERMANENTE · healthpremiums n/a · 14 covered
SUTTER HEALTH PLAN · healthpremiums n/a · 83 covered
WESTERN HEALTH ADVANTAGE · healthpremiums n/a · 36 covered
DELTA DENTAL OF CALIFORNIA · dentalpremiums n/a · 370 covered
PRINCIPAL LIFE INSURANCE COMPANY · visionpremiums n/a · 318 covered
COLONIAL LIFE & ACCIDENT INSURANCE COMPANY · life stdpremiums n/a · 45 covered
COLONIAL LIFE & ACCIDENT INSURANCE COMPANY · life stdpremiums n/a · 2 covered
COLONIAL LIFE & ACCIDENT INSURANCE COMPANY · life stdpremiums n/a · 73 covered
COLONIAL LIFE & ACCIDENT INSURANCE COMPANY · life stdpremiums n/a · 5 covered
COLONIAL LIFE & ACCIDENT INSURANCE COMPANY · life stdpremiums n/a · 33 covered
Brokers & agents paid · 202514
CLIFFORD BENEFITS GROUP$34,419
BRITTANY LLOYD$18,961 · incl $9,577 fees
EUREKA INSURANCE SOLUTIONS$73,911
AMWINS CONNECT INS SVCS LLC$40,155
28 INSURANCE AGENCY$47,699
BRIAN ROBERT LLOYD$6,792 · incl $4,877 fees
AMWINS CONNECT INSURANCE SERVICES L$4,938 · incl $396 fees
STEPHANIE NOELLE KUGLER$4,443 · incl $1,329 fees
AMWINS CONNECT INSURANCE SERVICES,$1,623 · incl $1,623 fees
CASEY JAMES KUGLER$2,217 · incl $2,088 fees
MARGARITA ALEJANDRA RAMIREZ$3,227 · incl $729 fees
JOEY DENESSA ESCANUELAS$1,009
J&H FINANCIAL AND INSURANCE SVC LLC$193 · incl $14 fees
12 individual agents · names withheld$1,357

Individual agents paid under $1,000 on this filing are shown as a total. The amounts are as filed; only the personal names are withheld.

Also brokered by Clifford Benefits Group1

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 881556136 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.