Plan Ledger DOL Form 5500 · updated monthly

American National Bank and Trustbenefits

American National Bank and Trust Employee Health Benefit Plan · WICHITA FALLS, TX · plan year 2025

Broker compensation reported · 2025
$79,965

American National Bank and Trust's benefits plans covered 500 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits · other. Insurance brokers and agents were paid $79,965 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $160 per covered person, below the median for employer plans that report broker pay. Broker pay rose 21% from $66,119 in 2024.

Insurance contracts · 20253
DEARBORN LIFE INSURANCE COMPANY · vision life std ltdpremiums n/a · 500 covered
BLUECROSS BLUESHIELD OF TEXAS · dentalpremiums n/a · 361 covered
SUN LIFE ASSURANCE COMPANY OF CANADApremiums n/a · 72 covered
Brokers & agents paid · 20251
USI INSURANCE SERVICES LLC$79,965 · incl $24,125 fees
Also brokered by Usi5
Adapthealth, LLC PA$827,688

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 751511306 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.