American Heritage Federal Credit Unionbenefits

American Heritage Federal Credit Union's benefits plans covered 701 active participants in 2025, providing health · life · dental · vision · long-term disability · death benefits · other. Insurance premiums totaled $9,132,231. Insurance brokers and agents were paid $496,792 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 5.4% of premiums. That is $709 per covered person, in the top 10% of employer plans that report broker pay. Broker pay rose 9.8% from $452,623 in 2024.