Plan Ledger DOL Form 5500 · updated monthly

American Express Company and Its Participating Subsidiariesbenefits

American Express Welfare Benefits Plan · NEW YORK, NY · plan year 2025

Broker compensation reported · 2025
$1,276,863

American Express Company and Its Participating Subsidiaries's benefits plans covered 25,563 active participants in 2025, providing health · life · dental · vision · long-term disability · death benefits. Insurance premiums totaled $957,850. Insurance brokers and agents were paid $1,276,863 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 133.3% of premiums. That is $50 per covered person, in the bottom quarter of employer plans that report broker pay. Broker pay rose 20% from $1,062,606 in 2024.

Insurance contracts · 202512
METROPOLITAN LIFE INSURANCE COMPANY · life$845K · 1,797 covered
TRIPLE S SALUD, INC. · dental ppo$113K · 11 covered
UNITEDHEALTHCARE INSURANCE COMPANY · healthpremiums n/a · 13 covered
METROPOLITAN LIFE INSURANCE COMPANY · lifepremiums n/a · 25,673 covered
METROPOLITAN LIFE INSURANCE COMPANY · ltdpremiums n/a · 25,472 covered
ZURICH AMERICAN INSURANCE COMPANYpremiums n/a · 25,563 covered
DELTA DENTAL OF NEW YORK · dentalpremiums n/a · 3,415 covered
METROPOLITAN LIFE INSURANCE COMPANYpremiums n/a · 1,349 covered
FIDELITY SECURITY LIFE INSURANCE COMPANY OF NEW YORK · visionpremiums n/a · 18,138 covered
METROPOLITAN PROPERTY AND CASUALTY INSURANCE COpremiums n/a · 8,277 covered
HMSA - BLUE CROSS BLUE SHIELD OF HAWAII · hmopremiums n/a · 13 covered
UNITEDHEALTHCARE INSURANCE COMPANY · health dental visionpremiums n/a · 3 covered
Brokers & agents paid · 20256
MANAGEMENT COMPENSATION GP SOUTHEAS$646,791 · incl $87,359 fees
AMERICAN BENEFITS AND COMPENSATION$317,606 · incl $317,606 fees
MERCER$176,505 · incl $176,505 fees

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 134922250 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.