Plan Ledger DOL Form 5500 · updated monthly

American Crystal Sugar Companybenefits

Group Life Plan · MOORHEAD, MN · plan year 2024

Broker compensation reported · 2024
$22,522

American Crystal Sugar Company's benefits plans covered 1,630 active participants in 2024, providing life · death benefits. Insurance premiums totaled $866,308. Insurance brokers and agents were paid $22,522 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 2.6% of premiums. That is $14 per covered person, in the bottom quarter of employer plans that report broker pay. Broker pay rose 4.2% from $21,604 in 2023.

Insurance contracts · 20245
STANDARD INSURANCE COMPANY · life$501K · 1,630 covered
STANDARD INSURANCE COMPANY · ltd$365K · 843 covered
THE VILLAGE EMPLOYEE ASSISTANCE PROGRAMpremiums n/a · 1,550 covered
CURALINC, LLCpremiums n/a · 1,550 covered
Brokers & agents paid · 20244
HAYS COMPANIES, INC.$10,882 · incl $299 fees
WATCHTOWER TECHNOLOGIES INC$4,354 · incl $4,354 fees
WATCHTOWER TECHNOLOGIES, INC.$3,211 · incl $3,211 fees
Also brokered by Hays Companies5

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Source: DOL Form 5500 Schedule A, plan year 2024, EIN 840004720 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.