Plan Ledger DOL Form 5500 · updated monthly

American Bulk Commodities Inc.benefits

American Bulk Commodities Inc. Health and Welfare Plan · YOUNGSTOWN, OH · plan year 2025

Broker compensation reported · 2025
$163,342

American Bulk Commodities Inc.'s benefits plans covered 763 active participants in 2025, providing health · dental · vision · life · death benefits · short-term disability · long-term disability · other. Insurance brokers and agents were paid $163,342 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $214 per covered person, above the median for employer plans that report broker pay. Broker pay rose 16% from $140,843 in 2024.

Insurance contracts · 20258
AMERITAS LIFE INSURANCE CORP. · dental visionpremiums n/a · 1,243 covered
UNITED OF OMAHA LIFE INSURANCE COMPANYpremiums n/a · 308 covered
UNITED OF OMAHA LIFE INSURANCE COMPANYpremiums n/a · 183 covered
UNITED OF OMAHA LIFE INSURANCE COMPANYpremiums n/a · 166 covered
UNITED OF OMAHA LIFE INSURANCE COMPANY · lifepremiums n/a · 763 covered
UNITED OF OMAHA LIFE INSURANCE COMPANYpremiums n/a · 286 covered
UNITED OF OMAHA LIFE INSURANCE COMPANYpremiums n/a · 345 covered
UNITED OF OMAHA LIFE INSURANCE COMPANYpremiums n/a · 398 covered
Brokers & agents paid · 20252
COTTINGHAM BUTLER INS SERV$20,788
COTTINGHAM AND BUTLER INSURANCE SER$142,554 · incl $27,153 fees
Also brokered by Cottingham Butler Ins Serv5

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 341336167 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.