Plan Ledger DOL Form 5500 · updated monthly

American 1 Credit Unionbenefits

American 1 Credit Union Employee Benefits Plan · JACKSON, MI · plan year 2025

Broker compensation reported · 2025
$127,789

American 1 Credit Union's benefits plans covered 297 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits · other. Insurance premiums totaled $2,588,059. Insurance brokers and agents were paid $127,789 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 4.9% of premiums. That is $430 per covered person, in the top quarter of employer plans that report broker pay. Broker pay rose 142% from $52,710 in 2024.

Insurance contracts · 20254
BLUE CARE NETWORK OF MICHIGAN · health drug vision hmo$2.2M · 319 covered
BLUE CROSS BLUE SHIELD OF MICHIGAN · health drug vision ppo$405K · 41 covered
AMERICAN UNITED LIFE INSURANCE COMPANY · life std ltdpremiums n/a · 297 covered
UNUM INSURANCE COMPANYpremiums n/a · 44 covered
Brokers & agents paid · 20255
RYAN J. HARRIS$93,667
DAVID W. CRAFT$19,015
THE CRAFT AGENCY, INC.$1,189
THE CRAFT AGENCY INC$705
WALTON AGENCY, INC.$13,213 · incl $2,698 fees
Also brokered by Ryan J. Harris5
Uniloy, Inc. MI$41,364
Rw Mercer Co MI$28,603

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 382323689 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.