Alabama State Chiropractic Association Health and Welfare Trust Planbenefits

Alabama State Chiropractic Association Health and Welfare Trust Plan's benefits plans covered 63 active participants in 2025, providing health · dental · vision. Insurance premiums totaled $695,462. Insurance brokers and agents were paid $11,320 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 1.6% of premiums. That is $180 per covered person, below the median for employer plans that report broker pay. Broker pay fell 25% from $15,046 in 2024.