Plan Ledger DOL Form 5500 · updated monthly

Ail Operating LLCbenefits

Ail Operating LLC Health and Welfare Benefit Plan · SCHERERVILLE, IN · plan year 2025

Broker compensation reported · 2025
$103,474

Ail Operating LLC's benefits plans covered 83 active participants in 2025, providing health · life · dental · vision · short-term disability · death benefits. Insurance premiums totaled $105,999. Insurance brokers and agents were paid $103,474 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 97.6% of premiums. That is $1,247 per covered person, in the top 10% of employer plans that report broker pay. Brokers were paid 18.2x the $5,680 reported for 2024.

Insurance contracts · 202535
DELTA DENTAL OF INDIANA · dental$26K · 67 covered
DELTA DENTAL OF INDIANA · dental$23K · 69 covered
DELTA DENTAL OF INDIANA · dental$21K · 53 covered
DELTA DENTAL OF INDIANA · dental$18K · 57 covered
DELTA DENTAL OF INDIANA · dental$18K · 59 covered
UNITEDHEALTHCARE INSURANCE COMPANY · healthpremiums n/a · 34 covered
EYEMED VISION CARE · visionpremiums n/a · 43 covered
UNUM LIFE INSURANCE COMPANY OF AMERICA · lifepremiums n/a · 83 covered
UNUM LIFE INSURANCE COMPANY OF AMERICA · stdpremiums n/a · 11 covered
UNUM LIFE INSURANCE COMPANY OF AMERICA · lifepremiums n/a · 14 covered
TRANSAMERICA LIFE INSURANCE COMPANYpremiums n/a · 11 covered
UNITEDHEALTHCARE INSURANCE COMPANY · healthpremiums n/a · 32 covered
EYEMED VISION CARE · visionpremiums n/a · 68 covered
UNUM LIFE INSURANCE COMPANY OF AMERICA · lifepremiums n/a · 74 covered
UNUM LIFE INSURANCE COMPANY OF AMERICA · stdpremiums n/a · 14 covered
UNUM LIFE INSURANCE COMPANY OF AMERICA · lifepremiums n/a · 18 covered
TRANSAMERICA LIFE INSURANCE COMPANYpremiums n/a · 14 covered
UNITEDHEALTHCARE INSURANCE COMPANY · healthpremiums n/a · 24 covered
EYEMED VISION CARE · visionpremiums n/a · 55 covered
UNUM LIFE INSURANCE COMPANY OF AMERICA · lifepremiums n/a · 66 covered
UNUM LIFE INSURANCE COMPANY OF AMERICA · stdpremiums n/a · 11 covered
UNUM LIFE INSURANCE COMPANY OF AMERICA · lifepremiums n/a · 18 covered
TRANSAMERICA LIFE INSURANCE COMPANYpremiums n/a · 19 covered
EYEMED VISION CARE · visionpremiums n/a
UNUM LIFE INSURANCE COMPANY OF AMERICA · lifepremiums n/a · 68 covered
UNUM LIFE INSURANCE COMPANY OF AMERICA · stdpremiums n/a · 16 covered
UNUM LIFE INSURANCE COMPANY OF AMERICA · lifepremiums n/a · 16 covered
TRANSAMERICA LIFE INSURANCE COMPANYpremiums n/a · 25 covered
UNITEDHEALTHCARE INSURANCE COMPANY · healthpremiums n/a · 30 covered
UNITEDHEALTHCARE INSURANCE COMPANY · healthpremiums n/a · 38 covered
EYEMED VISION CARE · visionpremiums n/a
UNUM LIFE INSURANCE COMPANY OF AMERICA · lifepremiums n/a · 82 covered
UNUM LIFE INSURANCE COMPANY OF AMERICA · stdpremiums n/a · 20 covered
UNUM LIFE INSURANCE COMPANY OF AMERICA · lifepremiums n/a · 19 covered
TRANSAMERICA LIFE INSURANCE COMPANYpremiums n/a · 20 covered
Brokers & agents paid · 20258
THE HORTON GROUP INC$18,022 · incl $3,952 fees
DIGITAL INSURANCE INC.$17,776 · incl $1,399 fees
MARSH & MCLENNAN AGENCY$2,652 · incl $326 fees
THE HORTON GROUP$184
CENTRO BENEFITS RESEARCH LLC$1,389 · incl $1,389 fees
Also brokered by The Horton Group Inc5

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 450959003 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.