Plan Ledger DOL Form 5500 · updated monthly

Acumen, LLCbenefits

Acumen, Llc/The Sphere Institute Employee Benefit Plan · BURLINGAME, CA · plan year 2025

Broker compensation reported · 2025
$280,059

Acumen, LLC's benefits plans covered 544 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits · other. Insurance brokers and agents were paid $280,059 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $515 per covered person, in the top quarter of employer plans that report broker pay. Broker pay fell 16% from $333,445 in 2024.

Insurance contracts · 20254
METROPOLITAN GENERAL INSURANCE COMPANYpremiums n/a · 104 covered
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA · dental vision life std ltdpremiums n/a · 544 covered
BLUE CROSS OF CALIFORNIA · health drug hmo ppopremiums n/a · 364 covered
KAISER FOUNDATION HEALTH PLAN INC. · health drug hmopremiums n/a · 124 covered
Brokers & agents paid · 20252
HEFFERNAN INSURANCE BROKERS$270,269 · incl $8,160 fees
Also brokered by Watchtower Benefits LLC5
Versiti Inc. WI$42,578
Oneida Nation WI$41,521

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 911748201 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.