Plan Ledger DOL Form 5500 · updated monthly

Action for a Better Community Incorporatedbenefits

Action for a Better Community Welfare Benefit Plan · ROCHESTER, NY · plan year 2025

Broker compensation reported · 2025
$95,262

Action for a Better Community Incorporated's benefits plans covered 237 active participants in 2025, providing health · life · dental · vision · long-term disability · death benefits. Insurance brokers and agents were paid $95,262 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $402 per covered person, above the median for employer plans that report broker pay. Broker pay rose 11% from $86,204 in 2024.

Insurance contracts · 20254
FIRST UNUM LIFE INSURANCE COMPANY · ltdpremiums n/a · 246 covered
EXCELLUS BLUE CROSS BLUE SHIELD · health drugpremiums n/a · 90 covered
FIRST UNUM LIFE INSURANCE COMPANY · lifepremiums n/a · 242 covered
METROPOLITAN LIFE INSURANCE COMPANY · dental visionpremiums n/a · 250 covered
Brokers & agents paid · 20255
BENE-CARE INC$65,600
JAMES R NELLIGAN AND ASSOCIATES LLC$5,037 · incl $854 fees
JAMES R. NELLIGAN & ASSOCIATES$4,818 · incl $4,818 fees
GALLAGHER BENEFIT SERVICES INC$11,772 · incl $3,406 fees
Also brokered by Bene-Care Inc1
Clf Ontario NY$68,262

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 160902835 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.