Plan Ledger DOL Form 5500 · updated monthly

Accu Reference Medical Labsbenefits

Accu Reference Medical Lab Welfare Benefit Plan · LINDEN, NJ · plan year 2025

Broker compensation reported · 2025
$44,436

Accu Reference Medical Labs's benefits plans covered 865 active participants in 2025, providing health · life · dental · vision · short-term disability · death benefits. Insurance premiums totaled $127,419. Insurance brokers and agents were paid $44,436 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 34.9% of premiums. That is $51 per covered person, in the bottom quarter of employer plans that report broker pay. Broker pay fell 20% from $55,671 in 2024.

Insurance contracts · 20255
AFLAC · dental life stdpremiums n/a · 38 covered
USABLE LIFE · lifepremiums n/a · 865 covered
VISION SERVICE PLAN · visionpremiums n/a · 331 covered
HORIZON HEALTHCARE SERVICES, INC. · dentalpremiums n/a · 401 covered
Brokers & agents paid · 20259
BROKER UNKNOWN$19,117
HAFETZ AND ASSOCIATES, LLC$8,073
HAFETZ & ASSOCIATES LLC$6,010
HAFETZ & ASSOCIATES$3,804
HORIZON INSURANCE COMPANY$2,994 · incl $2,994 fees
CHARLES H FINKELDAY$2,220 · incl $112 fees
HAFETZ AND ASSOCIATES LLC$681
DESARNO BENEFITS LLC$148 · incl $12 fees
11 individual agents · names withheld$1,389

Individual agents paid under $1,000 on this filing are shown as a total. The amounts are as filed; only the personal names are withheld.

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 201236503 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.