Plan Ledger DOL Form 5500 · updated monthly

Zones, Inc.401(k)

ZONES, INC. 401(K) PLAN · AUBURN, WA · plan year 2024

Reported admin expense ratio · 2024
0.11%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Zones, Inc. reported $119,050 in plan administrative expenses for 2024: 0.11% of average plan assets, below the peer median. Employer contributions averaged $1,316 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.13% to 0.11%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other retail trade employers. By assets it is the 166th-largest of 1,714 plans among Washington employers on file, and the 351st of 5,215 in retail trade. In 2024, employees put in $5.16 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$109,084,085
Participants with balances1,844
Active participants1,116
Employer contributions$1,468,568
Employee contributions$7,571,684
Employer contribution per active participant$1,316
Average account balance$59,156
Benefits paid to participants$13,717,985
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$109.1M · 1,844 accts · $1.5M emplr
2023$100.4M · 1,716 accts · $1.3M emplr
2022$84.1M · 1,954 accts · $1.7M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$25,492
Investment management$93,333
Total administrative$119,050
The Zones, Inc. 401(k) match · 2024
Employer contribution per active participant$1,316
Median for plans this size$3,635
2024$1,316 per active participant
2023$1,425 per active participant
2022$1,362 per active participant

Zones, Inc.'s 2024 employer contribution ran below the $3,635 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
EMPOWER ANNUITY INSURANCE COMPANY O · Contract administrator · Recordkeeping$25,492
NFP RETIREMENT INC · Investment advisory (plan)$93,334
KESTRA INVESTMENT SERVICES LLCindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Empower
2023Prudential

This plan has changed recordkeepers within these filings. If you left Zones, Inc. before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$119,050 · 0.11%
2023$442,828 · 0.48%
2022$123,880 · 0.13%
Same employer
Similar plansRetail Trade · Washington
Getty Images, Inc. WA$310.4M · 0.06%
Tvi, Inc. WA$127.7M · 0.38%
Gee Automotive Holdings, LLC WA$110.0M · 0.41%
Yoke's Foods, Inc. WA$95.9M · 0.00%
Rosauers Supermarkets, Inc. WA$84.3M · 0.21%
Ben Bridge Jeweler, Inc. WA$68.3M · 0.21%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 911431894 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.